Helping you start the year with clarity and confidence in rental placements
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Access One80 - Rental Dwellings 2026

Dear Gabby,

After a busy renewal season, many rental property owners are entering the year focused on stability, new leases, and maintaining consistent coverage across their portfolios. Access One80 continues to support you with a streamlined Rental Dwelling Program for 1–4 family homes—designed to help you place business efficiently while offering the flexibility and carrier strength landlords expect.

 

Program highlights - Access One80

Why Rental Dwelling Coverage Matters Early?

 

Starting rental coverage conversations early helps avoid rushed decisions later. It gives you time to review deductibles, address loss-of-rent expectations, and ensure coverage aligns with how the property will be used throughout the year—creating smoother renewals and stronger client relationships.

Coverage and Limits

  • 1-4 Family properties

  • General Liability: $1M per location/$2M annual aggregate 

  • Property values up to $5M per location

  • Coastal aggregate available for agents producing large amounts of business

Highlighted Features & Enhancements

  • Single-location coverage
  • Multiple deductible options

  • Los off rent up to $1M per location

  • Excess General liability available

  • Sewer Drain coverage available
  • Available in all states 

Designed to support both single-property placements and growing rental portfolios.

 

Ready to get started?

 

Submit your next Rental Dwelling risk through the Access One80 portal to quote quickly and place coverage with confidence. Our streamlined application makes it easy to move from submission to solution.

Get a Quote Here

Need Assistance? If you have a specific rental dwelling submission or would like to review eligibility, our team is here to help, please contact us for assistance:

  Jason Reed | Underwriter
       Access One80 | One80 Intermediaries
       e: jreed@one80.com
      
  Melissa Gavino | Underwriter
       Access One80 | One80 Intermediaries
       e: mgavino@one80.com
      

Sincerely, 
The Access One80 Team
Access One80

 

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Access One80; In California dba One80 Programs & Insurance Agency, License# 0H40842

1773 S. 8th Street, Suite 200, Colorado Springs, CO 80905, United States

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    One80 Intermediaries, Part of the Arrowhead Intermediaries Team, 160 Federal Street, 4th Floor, Boston, MA 02110, United States

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