Dear Gabby,

Spring often brings renewed movement across the residential property market—new purchases, updated valuations, lease turnover, and clients reassessing coverage needs ahead of peak weather season. It’s also a valuable time to revisit residential risks that may require a more tailored solution than a standard placement can provide.

Whether you’re working with owner-occupied homes or landlord-owned rental properties, Access One80 offers dedicated programs designed to help you place each risk appropriately—with nationwide availability, streamlined portal access, and responsive underwriting support.

Homeowners Program

Designed for owner-occupied and eligible personally held residential exposures:

• Primary, secondary, and eligible vacant homes

• Rental/investment dwellings where eligible

• Limits up to $3.5M/$1.5M depending on eligibility

• Coverage A-D aligned with HO forms
• Flexible deductibles and additional coverages

Rental Dwelling Program

Built specifically for landlord-owned 1–4 family rental properties:

• Single and multiple rental dwellings 

• Property values up to $5M per location

• General Liability $1M/$2M
• Loss of Rent up to $1M

• Excess GL, Sewer & Drain, and additional enhancements available

Our experienced underwriters work alongside agents every day to review risks thoughtfully, provide practical guidance, and help move submissions efficiently from application to quote.

Whether you’re quoting a homeowner, a landlord, or both, our portal makes it easy to submit directly to the appropriate program and keep business moving.

Start your next submission today using the buttons above or by clicking here.

Sincerely, 
The Access One80 Team
Access One80

Need help with an application? Contact us so we can provide you with the best support.

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