Dear Gabby,

Restaurants remain one of the most requested classes we see — and Access One80 makes it easier than ever to place them. Our Restaurant Program gives agents flexible coverage choices, responsive underwriting, and a smooth quoting experience from start to finish.

How to Win Restaurant Accounts This Year

Strong restaurant placements start with speed and clarity. Reviewing seating capacity, sales mix, and liquor exposure early helps you move through underwriting faster and present complete options to your clients with confidence.

Basic Coverages

• General Liability and Liquor Liability

• Assault and Battery Included

• Property Coverage - special form including or excluding wind (separate policy) 

Target Classes

• Family Restaurants

• Fine Dining

• Restaurants with mixed used habitational

• Restaurants with docks

Program Highlights

• Underwriting expertise nationwide

• In-house capability to quote, bind, and issue

• Underwriting formula based on the number of seats and total sales 

Additional Coverages

• Fine Arts

• Off Premise Power

• Equipment Breakdown

• Employee Benefits Liability
• Food Spoilage
• Crime
• Workers' Compensation

Our restaurant solutions are built to help you support more clients with efficiency and confidence. If you have a submission ready to review, our underwriting team is here to assist every step of the way.

Need Assistance? Our dedicated support team is here to help! For more information about this program, please contact:

Sincerely, 
The Access One80 Team
Access One80

Need help with an application? Contact us so we can provide you with the best support.

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